Bladerunner1776 • 3 months ago Governor moonbeam is eating too many edibles or smoking too much weed, if you are going to create something that is not enforceable and makes it different than the PUC regulations for legal livery and taxi, then it won't work, everyone will change to the new policy standards and the general public will be at risk for catastrophic accidents with $100k of coverage which is limited? I don't think this passes the smell test.
Donations to the Governor moonbeam war chest impact his rational thinking? I think so.jk Bladerunner1776 • 3 months ago "everyone will change to the new policy standards"Not a chance. Not even *possible*, actually. Uber, Lyft and other "transportation network companies" (TNCs) have a specific definition under both state law and PUC code, and only valid TNC drivers qualify."the general public will be at risk for catastrophic accidents with $100k of coverage which is limited?"$100K is what the average driver has for liability coverage on his or her personal auto policy -- if that. Some states only require $50K.
sociopathic • 3 months ago Such BS.There was commercial insurance available, and a myriad of cab drivers carried it, as long as livery vehicles.The drivers for Uber, Lyft and Sidecar were (and still are) free to get this insurance.But making them have an exception, something not available to the other commercial drivers?jk sociopathic • 3 months ago Over 70% of rideshare drivers drive fewer than 15 hours a week. It would be cost-prohibitive, to say the least, to require them to buy their own commercial insurance policies. Moreover, specialized insurance isn't required for most other part-time occupations where one drives one's own car, e.g. pizza delivery.
pitbullstew • 3 months ago gee, I hate to be a nit picker, but can anyone please tell me by name which non off shore admitted insurance carrier writes such a two step toggle on toggle off sort of commercial for hire livery policy where the insured determines when they are insured by which coverages at which benefis, while at the same time agrees to provide personal insurance as a third condition of coverage?jk pitbullstew • 3 months ago Actually, a coalition of several of the country's largest auto insurers -- including Allstate and State Farm -- are in the process of developing policies specifically designed for rideshare drivers. They're not ready yet, however, hence the reason the new regs don't take full effect until next July.
ClaimsAdjuster Guest • 3 months ago Right. Insuarnce comapnies should just let Uber and Lyft get away with insurance fraud.
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